Call reports 2012
TIME BANK — 2012
What TIME BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 264,541,000 | 275,332,000 | 273,816,000 | 278,913,000 |
| Total loans | 154,504,000 | 149,225,000 | 147,773,000 | 151,814,000 |
| Allowance for loan losses | 3,139,000 | 3,396,000 | 3,481,000 | 4,006,000 |
| Securities available for sale | 76,504,000 | 81,105,000 | 87,015,000 | 89,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,223,000 | 240,698,000 | 238,272,000 | 242,429,000 |
| Interest-bearing deposits | 199,217,000 | 204,582,000 | 202,835,000 | 205,667,000 |
| Noninterest-bearing deposits | 30,006,000 | 36,116,000 | 35,437,000 | 36,762,000 |
| Equity capital | 29,406,000 | 29,762,000 | 30,345,000 | 30,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,411,000 | 4,816,000 | 7,150,000 | 9,465,000 |
| Interest expense | 168,000 | 327,000 | 476,000 | 614,000 |
| Net interest income | 2,243,000 | 4,489,000 | 6,674,000 | 8,851,000 |
| Noninterest income | 114,000 | 344,000 | 490,000 | 590,000 |
| Noninterest expense | 1,255,000 | 2,648,000 | 3,804,000 | 5,091,000 |
| Provision for loan losses | 150,000 | 419,000 | 644,000 | 1,169,000 |
| Pretax income | 818,000 | 1,620,000 | 2,470,000 | 2,928,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 818,000 | 1,620,000 | 2,470,000 | 2,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,131,000 | 29,249,000 | 29,775,000 | 30,232,000 |
| Total capital | 31,215,000 | 31,273,000 | 31,786,000 | 32,271,000 |
| Risk-weighted assets | 165,634,000 | 160,620,000 | 159,464,000 | 161,318,000 |