Call reports 2011
TIME BANK — 2011
What TIME BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 262,067,000 | 262,994,000 | 270,088,000 | 266,328,000 |
| Total loans | 155,618,000 | 154,869,000 | 154,925,000 | 154,116,000 |
| Allowance for loan losses | 3,257,000 | 3,302,000 | 3,386,000 | 3,021,000 |
| Securities available for sale | 55,056,000 | 61,719,000 | 69,242,000 | 77,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,028,000 | 228,172,000 | 234,061,000 | 230,667,000 |
| Interest-bearing deposits | 199,220,000 | 199,166,000 | 198,870,000 | 200,730,000 |
| Noninterest-bearing deposits | 26,808,000 | 29,006,000 | 35,191,000 | 29,937,000 |
| Equity capital | 28,410,000 | 27,953,000 | 28,485,000 | 29,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,388,000 | 4,874,000 | 7,118,000 | 9,410,000 |
| Interest expense | 253,000 | 477,000 | 684,000 | 868,000 |
| Net interest income | 2,135,000 | 4,397,000 | 6,434,000 | 8,542,000 |
| Noninterest income | 90,000 | 196,000 | 301,000 | 399,000 |
| Noninterest expense | 1,221,000 | 2,828,000 | 4,060,000 | 5,137,000 |
| Provision for loan losses | 150,000 | 200,000 | 350,000 | 600,000 |
| Pretax income | 854,000 | 1,565,000 | 2,325,000 | 3,204,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 854,000 | 1,565,000 | 2,325,000 | 3,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,937,000 | 27,897,000 | 28,208,000 | 29,088,000 |
| Total capital | 30,035,000 | 29,934,000 | 30,259,000 | 31,183,000 |
| Risk-weighted assets | 166,718,000 | 161,669,000 | 162,681,000 | 166,750,000 |