Call reports 2010
TIME BANK — 2010
What TIME BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 233,358,000 | 249,497,000 | 257,351,000 | 261,751,000 |
| Total loans | 158,667,000 | 158,575,000 | 157,733,000 | 152,596,000 |
| Allowance for loan losses | 2,377,000 | 2,576,000 | 2,719,000 | 3,010,000 |
| Securities available for sale | 26,216,000 | 24,043,000 | 27,157,000 | 38,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,945,000 | 214,634,000 | 222,434,000 | 224,999,000 |
| Interest-bearing deposits | 176,076,000 | 190,624,000 | 195,517,000 | 199,097,000 |
| Noninterest-bearing deposits | 22,869,000 | 24,010,000 | 26,917,000 | 25,902,000 |
| Equity capital | 26,384,000 | 26,471,000 | 27,215,000 | 27,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,580,000 | 5,218,000 | 7,938,000 | 10,374,000 |
| Interest expense | 453,000 | 859,000 | 1,225,000 | 1,531,000 |
| Net interest income | 2,127,000 | 4,359,000 | 6,713,000 | 8,843,000 |
| Noninterest income | 89,000 | 178,000 | 274,000 | 364,000 |
| Noninterest expense | 1,118,000 | 2,276,000 | 3,376,000 | 4,597,000 |
| Provision for loan losses | 167,000 | 367,000 | 517,000 | 897,000 |
| Pretax income | 931,000 | 1,894,000 | 3,094,000 | 3,713,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 931,000 | 1,894,000 | 3,094,000 | 3,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,198,000 | 26,325,000 | 27,023,000 | 27,643,000 |
| Total capital | 28,301,000 | 28,421,000 | 29,098,000 | 29,721,000 |
| Risk-weighted assets | 167,996,000 | 167,191,000 | 165,330,000 | 165,316,000 |