Call reports 2009
TIME BANK — 2009
What TIME BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 232,251,000 | 232,760,000 | 238,898,000 | 236,593,000 |
| Total loans | 160,889,000 | 157,276,000 | 156,948,000 | 154,975,000 |
| Allowance for loan losses | 2,040,000 | 2,002,000 | 2,092,000 | 2,252,000 |
| Securities available for sale | 28,977,000 | 25,592,000 | 28,044,000 | 28,494,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,975,000 | 202,071,000 | 208,466,000 | 203,017,000 |
| Interest-bearing deposits | 179,486,000 | 182,078,000 | 186,378,000 | 181,030,000 |
| Noninterest-bearing deposits | 20,489,000 | 19,993,000 | 22,088,000 | 21,987,000 |
| Equity capital | 24,234,000 | 24,549,000 | 24,929,000 | 26,108,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,799,000 | 5,614,000 | 8,173,000 | 10,929,000 |
| Interest expense | 896,000 | 1,648,000 | 2,305,000 | 2,864,000 |
| Net interest income | 1,903,000 | 3,966,000 | 5,868,000 | 8,065,000 |
| Noninterest income | 8,000 | 97,000 | 188,000 | 391,000 |
| Noninterest expense | 916,000 | 1,904,000 | 3,021,000 | 4,183,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 430,000 |
| Pretax income | 905,000 | 1,979,000 | 2,765,000 | 3,843,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 905,000 | 1,979,000 | 2,765,000 | 3,843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,493,000 | 24,583,000 | 24,942,000 | 26,015,000 |
| Total capital | 26,533,000 | 26,560,000 | 27,034,000 | 28,083,000 |
| Risk-weighted assets | 168,592,000 | 165,652,000 | 169,027,000 | 165,222,000 |