Call reports 2008
TIME BANK — 2008
What TIME BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 217,778,000 | 230,808,000 | 224,379,000 | 228,356,000 |
| Total loans | 160,207,000 | 161,306,000 | 161,181,000 | 160,803,000 |
| Allowance for loan losses | 2,120,000 | 2,131,000 | 2,181,000 | 1,787,000 |
| Securities available for sale | 36,878,000 | 36,531,000 | 32,701,000 | 32,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,504,000 | 198,225,000 | 190,873,000 | 196,645,000 |
| Interest-bearing deposits | 160,200,000 | 176,506,000 | 170,318,000 | 176,629,000 |
| Noninterest-bearing deposits | 19,304,000 | 21,719,000 | 20,555,000 | 20,016,000 |
| Equity capital | 23,206,000 | 22,945,000 | 23,919,000 | 24,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,297,000 | 6,394,000 | 9,491,000 | 12,437,000 |
| Interest expense | 1,419,000 | 2,663,000 | 3,828,000 | 4,854,000 |
| Net interest income | 1,878,000 | 3,731,000 | 5,663,000 | 7,583,000 |
| Noninterest income | 100,000 | 163,000 | 238,000 | 320,000 |
| Noninterest expense | 846,000 | 1,758,000 | 2,605,000 | 3,490,000 |
| Provision for loan losses | 25,000 | 60,000 | 110,000 | 180,000 |
| Pretax income | 1,142,000 | 2,111,000 | 3,221,000 | 3,685,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,142,000 | 2,111,000 | 3,221,000 | 3,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,001,000 | 23,141,000 | 23,821,000 | 24,287,000 |
| Total capital | 24,947,000 | 25,137,000 | 25,888,000 | 26,074,000 |
| Risk-weighted assets | 155,498,000 | 159,552,000 | 165,260,000 | 149,375,000 |