Call reports 2007
TIME BANK — 2007
What TIME BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 206,079,000 | 213,785,000 | 219,139,000 | 215,130,000 |
| Total loans | 148,304,000 | 157,838,000 | 156,129,000 | 155,158,000 |
| Allowance for loan losses | 2,050,000 | 2,065,000 | 2,080,000 | 2,095,000 |
| Securities available for sale | 34,916,000 | 31,258,000 | 35,333,000 | 38,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,642,000 | 181,758,000 | 185,955,000 | 179,379,000 |
| Interest-bearing deposits | 152,605,000 | 159,097,000 | 163,213,000 | 159,225,000 |
| Noninterest-bearing deposits | 24,037,000 | 22,661,000 | 22,742,000 | 20,154,000 |
| Equity capital | 20,698,000 | 21,305,000 | 22,075,000 | 22,784,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,410,000 | 6,957,000 | 10,622,000 | 14,163,000 |
| Interest expense | 1,643,000 | 3,354,000 | 5,159,000 | 6,852,000 |
| Net interest income | 1,767,000 | 3,603,000 | 5,463,000 | 7,311,000 |
| Noninterest income | 92,000 | 146,000 | 218,000 | 283,000 |
| Noninterest expense | 806,000 | 1,586,000 | 2,377,000 | 3,174,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 1,038,000 | 2,133,000 | 3,259,000 | 4,360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,038,000 | 2,133,000 | 3,259,000 | 4,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,748,000 | 21,443,000 | 22,069,000 | 22,730,000 |
| Total capital | 22,562,000 | 23,508,000 | 24,061,000 | 24,654,000 |
| Risk-weighted assets | 144,893,000 | 168,696,000 | 159,253,000 | 153,772,000 |