Call reports 2006
TIME BANK — 2006
What TIME BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 186,410,000 | 196,213,000 | 199,772,000 | 204,427,000 |
| Total loans | 147,797,000 | 146,416,000 | 146,709,000 | 141,863,000 |
| Allowance for loan losses | 1,970,000 | 2,005,000 | 2,020,000 | 2,035,000 |
| Securities available for sale | 17,588,000 | 25,517,000 | 25,604,000 | 37,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,891,000 | 170,647,000 | 168,447,000 | 175,274,000 |
| Interest-bearing deposits | 138,522,000 | 147,569,000 | 146,627,000 | 152,161,000 |
| Noninterest-bearing deposits | 23,369,000 | 23,078,000 | 21,820,000 | 23,113,000 |
| Equity capital | 19,747,000 | 19,716,000 | 20,580,000 | 21,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,960,000 | 6,201,000 | 9,602,000 | 12,998,000 |
| Interest expense | 1,201,000 | 2,561,000 | 4,099,000 | 5,688,000 |
| Net interest income | 1,759,000 | 3,640,000 | 5,503,000 | 7,310,000 |
| Noninterest income | 98,000 | 163,000 | 235,000 | 297,000 |
| Noninterest expense | 737,000 | 1,503,000 | 2,293,000 | 3,058,000 |
| Provision for loan losses | 45,000 | 80,000 | 95,000 | 110,000 |
| Pretax income | 1,075,000 | 2,220,000 | 3,350,000 | 4,439,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,075,000 | 2,220,000 | 3,350,000 | 4,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,855,000 | 19,919,000 | 20,600,000 | 21,235,000 |
| Total capital | 21,751,000 | 21,666,000 | 22,362,000 | 22,973,000 |
| Risk-weighted assets | 154,968,000 | 139,484,000 | 140,698,000 | 138,703,000 |