Call reports 2004
TIME BANK — 2004
What TIME BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 175,643,000 | 176,707,000 | 180,135,000 | 180,591,000 |
| Total loans | 127,453,000 | 129,031,000 | 134,465,000 | 138,721,000 |
| Allowance for loan losses | 1,818,000 | 1,863,000 | 1,700,000 | 1,745,000 |
| Securities available for sale | 31,400,000 | 27,859,000 | 27,677,000 | 24,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,127,000 | 155,056,000 | 154,650,000 | 157,260,000 |
| Interest-bearing deposits | 131,335,000 | 132,543,000 | 131,853,000 | 134,065,000 |
| Noninterest-bearing deposits | 21,792,000 | 22,513,000 | 22,797,000 | 23,195,000 |
| Equity capital | 16,470,000 | 16,559,000 | 17,304,000 | 18,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,097,000 | 4,258,000 | 6,394,000 | 8,681,000 |
| Interest expense | 480,000 | 968,000 | 1,487,000 | 2,049,000 |
| Net interest income | 1,617,000 | 3,290,000 | 4,907,000 | 6,632,000 |
| Noninterest income | 99,000 | 176,000 | 290,000 | 813,000 |
| Noninterest expense | 651,000 | 1,323,000 | 2,000,000 | 2,737,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,020,000 | 2,053,000 | 3,062,000 | 4,528,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,020,000 | 2,053,000 | 3,062,000 | 4,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,107,000 | 16,544,000 | 17,184,000 | 18,250,000 |
| Total capital | 17,655,000 | 18,121,000 | 18,815,000 | 19,899,000 |
| Risk-weighted assets | 123,590,000 | 125,085,000 | 130,385,000 | 131,813,000 |