Call reports 2002
TIME BANK — 2002
What TIME BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 148,807,000 | 154,391,000 | 157,352,000 | 160,739,000 |
| Total loans | 95,060,000 | 97,720,000 | 99,041,000 | 104,779,000 |
| Allowance for loan losses | 1,355,000 | 1,430,000 | 1,506,000 | 1,581,000 |
| Securities available for sale | 48,873,000 | 46,278,000 | 47,542,000 | 46,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,052,000 | 135,685,000 | 139,062,000 | 141,820,000 |
| Interest-bearing deposits | 109,918,000 | 116,435,000 | 120,888,000 | 122,167,000 |
| Noninterest-bearing deposits | 16,134,000 | 19,250,000 | 18,174,000 | 19,653,000 |
| Equity capital | 12,784,000 | 12,948,000 | 13,551,000 | 14,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,288,000 | 4,556,000 | 6,829,000 | 9,149,000 |
| Interest expense | 821,000 | 1,627,000 | 2,369,000 | 3,046,000 |
| Net interest income | 1,467,000 | 2,929,000 | 4,460,000 | 6,103,000 |
| Noninterest income | 64,000 | 116,000 | 204,000 | 286,000 |
| Noninterest expense | 607,000 | 1,189,000 | 1,784,000 | 2,420,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 849,000 | 1,814,000 | 2,763,000 | 3,777,000 |
| Income tax | 283,000 | 630,000 | 952,000 | 1,305,000 |
| Net income | 566,000 | 1,184,000 | 1,811,000 | 2,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,485,000 | 12,403,000 | 12,870,000 | 13,531,000 |
| Total capital | 13,713,000 | 13,703,000 | 14,168,000 | 14,903,000 |
| Risk-weighted assets | 98,108,000 | 103,845,000 | 104,024,000 | 109,851,000 |