Call reports 2001
TIME BANK — 2001
What TIME BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 134,067,000 | 136,608,000 | 151,371,000 | 152,698,000 |
| Total loans | 78,210,000 | 81,837,000 | 87,162,000 | 90,537,000 |
| Allowance for loan losses | 1,076,000 | 1,137,000 | 1,200,000 | 1,279,000 |
| Securities available for sale | 48,630,000 | 48,244,000 | 55,009,000 | 55,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,049,000 | 118,707,000 | 125,281,000 | 126,687,000 |
| Interest-bearing deposits | 97,325,000 | 101,048,000 | 107,310,000 | 108,859,000 |
| Noninterest-bearing deposits | 17,724,000 | 17,659,000 | 17,971,000 | 17,828,000 |
| Equity capital | 10,744,000 | 11,173,000 | 11,962,000 | 12,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,327,000 | 4,643,000 | 6,967,000 | 9,289,000 |
| Interest expense | 1,205,000 | 2,344,000 | 3,405,000 | 4,341,000 |
| Net interest income | 1,122,000 | 2,299,000 | 3,562,000 | 4,948,000 |
| Noninterest income | 39,000 | 74,000 | 138,000 | 186,000 |
| Noninterest expense | 598,000 | 1,176,000 | 1,776,000 | 2,407,000 |
| Provision for loan losses | 60,000 | 120,000 | 185,000 | 260,000 |
| Pretax income | 518,000 | 1,209,000 | 1,871,000 | 2,620,000 |
| Income tax | 170,000 | 404,000 | 623,000 | 878,000 |
| Net income | 348,000 | 805,000 | 1,248,000 | 1,742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,329,000 | 10,782,000 | 11,225,000 | 12,119,000 |
| Total capital | 11,224,000 | 11,794,000 | 12,324,000 | 13,260,000 |
| Risk-weighted assets | 71,389,000 | 80,819,000 | 87,854,000 | 91,135,000 |