Call reports 2023
UNITED MIDWEST SAVINGS BANK, NATIONAL ASSOCIATION — 2023
What UNITED MIDWEST SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 460,717,000 | 473,946,000 | 471,725,000 | 476,615,000 |
| Total loans | 348,918,000 | 355,848,000 | 362,831,000 | 305,031,000 |
| Allowance for loan losses | 4,608,000 | 4,937,000 | 6,016,000 | 6,488,000 |
| Securities available for sale | 1,779,000 | 1,736,000 | 1,652,000 | 2,924,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,771,000 | 397,605,000 | 393,393,000 | 393,799,000 |
| Interest-bearing deposits | 377,094,000 | 379,980,000 | 377,530,000 | 373,011,000 |
| Noninterest-bearing deposits | 17,677,000 | 17,625,000 | 15,863,000 | 20,788,000 |
| Equity capital | 55,137,000 | 56,083,000 | 58,530,000 | 61,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,612,000 | 18,066,000 | 27,643,000 | 37,181,000 |
| Interest expense | 1,979,000 | 4,661,000 | 7,940,000 | 11,573,000 |
| Net interest income | 6,633,000 | 13,405,000 | 19,703,000 | 25,608,000 |
| Noninterest income | 2,990,000 | 6,622,000 | 13,452,000 | 22,348,000 |
| Noninterest expense | 5,887,000 | 14,157,000 | 22,492,000 | 31,892,000 |
| Provision for loan losses | 1,218,000 | 2,119,000 | 2,978,000 | 4,732,000 |
| Pretax income | 2,518,000 | 3,751,000 | 7,685,000 | 11,332,000 |
| Income tax | 529,000 | 788,000 | 1,614,000 | 2,380,000 |
| Net income | 1,989,000 | 2,963,000 | 6,071,000 | 8,952,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,748,000 | 53,942,000 | 56,530,000 | 58,627,000 |
| Total capital | 56,342,000 | 57,690,000 | 60,389,000 | 62,419,000 |
| Risk-weighted assets | 286,487,000 | 298,633,000 | 306,594,000 | 300,630,000 |