Call reports 2021
UNITED MIDWEST SAVINGS BANK, NATIONAL ASSOCIATION — 2021
What UNITED MIDWEST SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 425,509,000 | 467,482,000 | 466,674,000 | 459,854,000 |
| Total loans | 319,642,000 | 341,709,000 | 364,476,000 | 380,674,000 |
| Allowance for loan losses | 5,325,000 | 5,211,000 | 4,921,000 | 4,788,000 |
| Securities available for sale | 229,000 | 229,000 | 228,000 | 479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,401,000 | 399,537,000 | 400,404,000 | 398,507,000 |
| Interest-bearing deposits | 320,925,000 | 383,313,000 | 383,997,000 | 380,895,000 |
| Noninterest-bearing deposits | 15,476,000 | 16,224,000 | 16,407,000 | 17,612,000 |
| Equity capital | 39,712,000 | 41,128,000 | 43,326,000 | 45,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,698,000 | 9,884,000 | 15,256,000 | 21,241,000 |
| Interest expense | 1,128,000 | 2,321,000 | 3,502,000 | 4,598,000 |
| Net interest income | 3,570,000 | 7,563,000 | 11,754,000 | 16,643,000 |
| Noninterest income | 3,815,000 | 9,515,000 | 15,146,000 | 21,439,000 |
| Noninterest expense | 5,730,000 | 13,097,000 | 20,007,000 | 28,228,000 |
| Provision for loan losses | 577,000 | 1,110,000 | 1,239,000 | 1,620,000 |
| Pretax income | 1,078,000 | 2,871,000 | 5,654,000 | 8,234,000 |
| Income tax | 226,000 | 603,000 | 1,187,000 | 1,729,000 |
| Net income | 852,000 | 2,268,000 | 4,467,000 | 6,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,469,000 | 37,931,000 | 40,144,000 | 42,243,000 |
| Total capital | 39,582,000 | 41,187,000 | 43,491,000 | 45,735,000 |
| Risk-weighted assets | 246,864,000 | 258,557,000 | 266,202,000 | 278,043,000 |