Call reports 2016
UNITED MIDWEST SAVINGS BANK, NATIONAL ASSOCIATION — 2016
What UNITED MIDWEST SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 192,214,000 | 195,447,000 | 201,498,000 | 207,994,000 |
| Total loans | 148,921,000 | 155,859,000 | 148,448,000 | 148,310,000 |
| Allowance for loan losses | 3,001,000 | 2,970,000 | 3,094,000 | 2,973,000 |
| Securities available for sale | 380,000 | 389,000 | 383,000 | 367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,157,000 | 173,467,000 | 179,008,000 | 184,163,000 |
| Interest-bearing deposits | 161,781,000 | 166,554,000 | 171,995,000 | 176,037,000 |
| Noninterest-bearing deposits | 9,376,000 | 6,913,000 | 7,013,000 | 8,126,000 |
| Equity capital | 20,240,000 | 20,863,000 | 21,400,000 | 22,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,655,000 | 5,311,000 | 8,061,000 | 10,759,000 |
| Interest expense | 425,000 | 888,000 | 1,385,000 | 1,921,000 |
| Net interest income | 2,230,000 | 4,423,000 | 6,676,000 | 8,838,000 |
| Noninterest income | 918,000 | 2,491,000 | 4,124,000 | 6,201,000 |
| Noninterest expense | 2,422,000 | 5,339,000 | 8,015,000 | 10,619,000 |
| Provision for loan losses | 453,000 | 795,000 | 1,275,000 | 2,065,000 |
| Pretax income | 273,000 | 780,000 | 1,510,000 | 2,355,000 |
| Income tax | 9,000 | -100,000 | 91,000 | 188,000 |
| Net income | 264,000 | 880,000 | 1,419,000 | 2,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,582,000 | 17,010,000 | 17,524,000 | 17,981,000 |
| Total capital | 18,336,000 | 18,775,000 | 19,261,000 | 19,748,000 |
| Risk-weighted assets | 137,375,000 | 138,119,000 | 135,774,000 | 138,164,000 |