Call reports 2015
UNITED MIDWEST SAVINGS BANK, NATIONAL ASSOCIATION — 2015
What UNITED MIDWEST SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 174,518,000 | 177,371,000 | 177,609,000 | 182,290,000 |
| Total loans | 150,198,000 | 150,227,000 | 153,020,000 | 150,975,000 |
| Allowance for loan losses | 2,389,000 | 2,303,000 | 2,663,000 | 2,739,000 |
| Securities available for sale | 122,000 | 119,000 | 116,000 | 9,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,086,000 | 157,342,000 | 157,022,000 | 161,487,000 |
| Interest-bearing deposits | 152,366,000 | 151,879,000 | 151,122,000 | 155,294,000 |
| Noninterest-bearing deposits | 5,720,000 | 5,463,000 | 5,900,000 | 6,193,000 |
| Equity capital | 15,702,000 | 19,030,000 | 19,443,000 | 19,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,345,000 | 4,809,000 | 7,457,000 | 10,042,000 |
| Interest expense | 363,000 | 739,000 | 1,118,000 | 1,514,000 |
| Net interest income | 1,982,000 | 4,070,000 | 6,339,000 | 8,528,000 |
| Noninterest income | 1,128,000 | 2,322,000 | 3,155,000 | 3,995,000 |
| Noninterest expense | 2,218,000 | 4,953,000 | 7,085,000 | 9,221,000 |
| Provision for loan losses | 293,000 | 461,000 | 1,016,000 | 1,373,000 |
| Pretax income | 599,000 | 978,000 | 1,393,000 | 1,929,000 |
| Income tax | 1,000 | -2,948,000 | -2,947,000 | -2,947,000 |
| Net income | 598,000 | 3,926,000 | 4,340,000 | 4,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,071,000 | 15,454,000 | 15,919,000 | 16,495,000 |
| Total capital | 16,787,000 | 17,224,000 | 17,703,000 | 18,262,000 |
| Risk-weighted assets | 136,628,000 | 138,833,000 | 139,656,000 | 138,192,000 |