Call reports 2014
UNITED MIDWEST SAVINGS BANK, NATIONAL ASSOCIATION — 2014
What UNITED MIDWEST SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 181,653,000 | 175,217,000 | 176,819,000 | 176,969,000 |
| Total loans | 149,092,000 | 149,478,000 | 149,474,000 | 151,361,000 |
| Allowance for loan losses | 2,473,000 | 2,314,000 | 2,321,000 | 2,377,000 |
| Securities available for sale | 135,000 | 131,000 | 128,000 | 125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,785,000 | 154,304,000 | 158,354,000 | 157,282,000 |
| Interest-bearing deposits | 164,361,000 | 149,140,000 | 149,433,000 | 151,126,000 |
| Noninterest-bearing deposits | 7,424,000 | 5,164,000 | 8,921,000 | 6,156,000 |
| Equity capital | 9,210,000 | 14,242,000 | 14,529,000 | 15,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,273,000 | 4,379,000 | 6,662,000 | 9,075,000 |
| Interest expense | 366,000 | 732,000 | 1,091,000 | 1,454,000 |
| Net interest income | 1,907,000 | 3,647,000 | 5,571,000 | 7,621,000 |
| Noninterest income | 855,000 | 2,654,000 | 3,674,000 | 4,875,000 |
| Noninterest expense | 2,504,000 | 5,027,000 | 7,274,000 | 9,667,000 |
| Provision for loan losses | 277,000 | 1,007,000 | 1,416,000 | 1,698,000 |
| Pretax income | -19,000 | 267,000 | 555,000 | 1,131,000 |
| Income tax | 5,000 | 8,000 | 8,000 | 8,000 |
| Net income | -24,000 | 259,000 | 547,000 | 1,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,206,000 | 14,238,000 | 14,526,000 | 15,102,000 |
| Total capital | 10,896,000 | 15,897,000 | 16,215,000 | 16,814,000 |
| Risk-weighted assets | 134,403,000 | 132,085,000 | 134,485,000 | 136,266,000 |