Call reports 2012
UNITED MIDWEST SAVINGS BANK, NATIONAL ASSOCIATION — 2012
What UNITED MIDWEST SAVINGS BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 203,127,000 | 196,466,000 | 190,782,000 | 201,908,000 |
| Total loans | 166,204,000 | 162,998,000 | 159,641,000 | 158,706,000 |
| Allowance for loan losses | 3,064,000 | 2,357,000 | 2,701,000 | 2,504,000 |
| Securities available for sale | 173,000 | 168,000 | 164,000 | 158,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,550,000 | 180,128,000 | 174,328,000 | 176,974,000 |
| Interest-bearing deposits | 177,580,000 | 172,778,000 | 167,425,000 | 169,977,000 |
| Noninterest-bearing deposits | 7,970,000 | 7,350,000 | 6,903,000 | 6,997,000 |
| Equity capital | 16,300,000 | 15,725,000 | 15,457,000 | 16,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,515,000 | 5,106,000 | 7,497,000 | 9,895,000 |
| Interest expense | 523,000 | 999,000 | 1,427,000 | 1,840,000 |
| Net interest income | 1,992,000 | 4,107,000 | 6,070,000 | 8,055,000 |
| Noninterest income | 181,000 | 1,581,000 | 2,367,000 | 4,161,000 |
| Noninterest expense | 2,351,000 | 5,348,000 | 7,713,000 | 10,236,000 |
| Provision for loan losses | 574,000 | 1,660,000 | 2,309,000 | 2,824,000 |
| Pretax income | -752,000 | -1,320,000 | -1,585,000 | -844,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 22,000 |
| Net income | -757,000 | -1,331,000 | -1,601,000 | -866,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,291,000 | 15,717,000 | 15,448,000 | 16,183,000 |
| Total capital | 18,088,000 | 17,512,000 | 17,215,000 | 17,989,000 |
| Risk-weighted assets | 142,479,000 | 143,077,000 | 140,488,000 | 143,868,000 |