Call reports 2005
PLATTE VALLEY BANK — 2005
What PLATTE VALLEY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 267,979,000 | 274,177,000 | 276,275,000 | 278,517,000 |
| Total loans | 230,208,000 | 232,021,000 | 237,634,000 | 237,316,000 |
| Allowance for loan losses | 2,551,000 | 2,601,000 | 2,664,000 | 2,709,000 |
| Securities available for sale | 7,828,000 | 7,455,000 | 7,415,000 | 7,260,000 |
| Securities held to maturity | 6,494,000 | 6,814,000 | 6,815,000 | 6,417,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,626,000 | 214,534,000 | 210,578,000 | 214,792,000 |
| Interest-bearing deposits | 183,452,000 | 188,134,000 | 185,603,000 | 186,678,000 |
| Noninterest-bearing deposits | 25,174,000 | 26,400,000 | 24,975,000 | 28,114,000 |
| Equity capital | 24,656,000 | 25,563,000 | 26,445,000 | 27,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,874,000 | 7,996,000 | 12,298,000 | 16,680,000 |
| Interest expense | 1,163,000 | 2,475,000 | 3,975,000 | 5,550,000 |
| Net interest income | 2,711,000 | 5,521,000 | 8,323,000 | 11,130,000 |
| Noninterest income | 346,000 | 733,000 | 1,259,000 | 1,661,000 |
| Noninterest expense | 1,800,000 | 3,620,000 | 5,550,000 | 7,506,000 |
| Provision for loan losses | 138,000 | 275,000 | 413,000 | 550,000 |
| Pretax income | 1,119,000 | 2,359,000 | 3,619,000 | 4,735,000 |
| Income tax | 337,000 | 701,000 | 1,071,000 | 1,392,000 |
| Net income | 782,000 | 1,658,000 | 2,548,000 | 3,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,325,000 | 25,202,000 | 26,092,000 | 26,887,000 |
| Total capital | 26,876,000 | 27,803,000 | 28,756,000 | 29,596,000 |
| Risk-weighted assets | 212,218,000 | 216,621,000 | 222,245,000 | 221,148,000 |