Call reports 2004
PLATTE VALLEY BANK — 2004
What PLATTE VALLEY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 258,647,000 | 261,689,000 | 263,665,000 | 264,365,000 |
| Total loans | 221,780,000 | 226,144,000 | 227,863,000 | 229,014,000 |
| Allowance for loan losses | 2,500,000 | 2,521,000 | 2,515,000 | 2,575,000 |
| Securities available for sale | 7,800,000 | 7,613,000 | 7,590,000 | 7,516,000 |
| Securities held to maturity | 7,072,000 | 7,082,000 | 6,854,000 | 6,514,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,624,000 | 203,776,000 | 206,756,000 | 206,750,000 |
| Interest-bearing deposits | 179,583,000 | 181,088,000 | 181,034,000 | 179,579,000 |
| Noninterest-bearing deposits | 24,041,000 | 22,688,000 | 25,722,000 | 27,171,000 |
| Equity capital | 22,639,000 | 23,330,000 | 24,234,000 | 24,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,795,000 | 7,476,000 | 11,286,000 | 15,180,000 |
| Interest expense | 1,046,000 | 2,054,000 | 3,085,000 | 4,192,000 |
| Net interest income | 2,749,000 | 5,422,000 | 8,201,000 | 10,988,000 |
| Noninterest income | 326,000 | 666,000 | 1,050,000 | 1,498,000 |
| Noninterest expense | 1,736,000 | 3,473,000 | 5,182,000 | 7,105,000 |
| Provision for loan losses | 135,000 | 260,000 | 421,000 | 671,000 |
| Pretax income | 1,204,000 | 2,355,000 | 3,648,000 | 4,710,000 |
| Income tax | 383,000 | 749,000 | 1,170,000 | 1,508,000 |
| Net income | 821,000 | 1,606,000 | 2,478,000 | 3,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,163,000 | 22,948,000 | 23,820,000 | 24,544,000 |
| Total capital | 24,663,000 | 25,469,000 | 26,335,000 | 27,119,000 |
| Risk-weighted assets | 202,476,000 | 206,103,000 | 208,055,000 | 209,976,000 |