Call reports 2008
WACHOVIA BANK OF DELAWARE, NATIONAL ASSOCIATION — 2008
What WACHOVIA BANK OF DELAWARE, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 4,814,700,000 | 3,972,624,000 | 4,940,162,000 | 5,413,553,000 |
| Total loans | 2,920,896,000 | 3,239,781,000 | 3,408,766,000 | 3,167,512,000 |
| Allowance for loan losses | 41,796,000 | 166,528,000 | 87,731,000 | 111,661,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,175,250,000 | 3,424,808,000 | 4,351,187,000 | 4,606,845,000 |
| Interest-bearing deposits | 3,671,170,000 | 2,964,922,000 | 3,975,085,000 | 4,220,104,000 |
| Noninterest-bearing deposits | 504,080,000 | 459,886,000 | 376,102,000 | 386,741,000 |
| Equity capital | 485,358,000 | 417,764,000 | 458,630,000 | 647,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 56,030,000 | 99,705,000 | 139,835,000 | 0 |
| Interest expense | 35,502,000 | 60,681,000 | 86,718,000 | 0 |
| Net interest income | 20,528,000 | 39,024,000 | 53,117,000 | 0 |
| Noninterest income | 9,213,000 | 16,807,000 | 24,931,000 | 0 |
| Noninterest expense | 7,929,000 | 15,246,000 | 23,317,000 | 0 |
| Provision for loan losses | 2,940,000 | 129,875,000 | 78,741,000 | 5,000 |
| Pretax income | 18,872,000 | -89,290,000 | -24,010,000 | -5,000 |
| Income tax | 7,516,000 | -33,053,000 | -8,638,000 | -2,000 |
| Net income | 11,356,000 | -56,237,000 | -15,372,000 | -3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 485,022,000 | 417,428,000 | 458,294,000 | 449,842,000 |
| Total capital | 550,348,000 | 481,183,000 | 525,485,000 | 515,576,000 |
| Risk-weighted assets | 3,224,385,000 | 3,003,843,000 | 3,329,498,000 | 3,187,543,000 |