Call reports 2007
WACHOVIA BANK OF DELAWARE, NATIONAL ASSOCIATION — 2007
What WACHOVIA BANK OF DELAWARE, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,889,122,000 | 2,993,592,000 | 3,071,828,000 | 4,784,090,000 |
| Total loans | 2,443,468,000 | 2,429,420,000 | 2,601,407,000 | 2,702,638,000 |
| Allowance for loan losses | 22,850,000 | 22,503,000 | 32,491,000 | 41,445,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,000 | 0 | 4,000 | 0 |
| Total deposits | 2,285,378,000 | 2,139,319,000 | 2,454,872,000 | 4,171,792,000 |
| Interest-bearing deposits | 1,844,243,000 | 1,768,184,000 | 1,948,409,000 | 3,745,380,000 |
| Noninterest-bearing deposits | 441,135,000 | 371,135,000 | 506,463,000 | 426,412,000 |
| Equity capital | 434,706,000 | 455,201,000 | 464,872,000 | 474,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 48,891,000 | 98,212,000 | 144,603,000 | 208,886,000 |
| Interest expense | 17,849,000 | 34,590,000 | 52,581,000 | 92,271,000 |
| Net interest income | 31,042,000 | 63,622,000 | 92,022,000 | 116,615,000 |
| Noninterest income | 8,014,000 | 16,091,000 | 23,618,000 | 32,873,000 |
| Noninterest expense | 8,065,000 | 13,533,000 | 20,307,000 | 27,849,000 |
| Provision for loan losses | 731,000 | 2,457,000 | 15,623,000 | 27,406,000 |
| Pretax income | 30,260,000 | 63,723,000 | 79,710,000 | 94,233,000 |
| Income tax | 11,551,000 | 24,519,000 | 30,835,000 | 36,229,000 |
| Net income | 18,709,000 | 39,204,000 | 48,875,000 | 58,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 434,370,000 | 454,865,000 | 464,536,000 | 473,665,000 |
| Total capital | 473,370,000 | 502,549,000 | 522,193,000 | 536,666,000 |
| Risk-weighted assets | 2,449,456,000 | 2,476,678,000 | 2,709,994,000 | 3,036,453,000 |