Call reports 2005
WACHOVIA BANK OF DELAWARE, NATIONAL ASSOCIATION — 2005
What WACHOVIA BANK OF DELAWARE, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,260,116,000 | 2,606,694,000 | 2,892,640,000 | 2,693,557,000 |
| Total loans | 1,683,665,000 | 1,809,409,000 | 2,115,303,000 | 2,001,102,000 |
| Allowance for loan losses | 57,219,000 | 62,908,000 | 54,504,000 | 93,093,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 4,000 | 0 | 2,000 |
| Total deposits | 1,565,957,000 | 1,992,000,000 | 2,254,331,000 | 2,085,784,000 |
| Interest-bearing deposits | 1,255,860,000 | 1,641,478,000 | 1,689,360,000 | 1,653,709,000 |
| Noninterest-bearing deposits | 310,097,000 | 350,522,000 | 564,971,000 | 432,075,000 |
| Equity capital | 282,912,000 | 289,308,000 | 305,267,000 | 294,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 23,091,000 | 49,589,000 | 79,471,000 | 112,835,000 |
| Interest expense | 6,278,000 | 15,885,000 | 27,367,000 | 41,135,000 |
| Net interest income | 16,813,000 | 33,704,000 | 52,104,000 | 71,700,000 |
| Noninterest income | 18,193,000 | 36,402,000 | 50,842,000 | 65,167,000 |
| Noninterest expense | 11,385,000 | 20,975,000 | 29,717,000 | 38,223,000 |
| Provision for loan losses | 14,559,000 | 29,675,000 | 28,767,000 | 71,828,000 |
| Pretax income | 9,062,000 | 19,456,000 | 44,462,000 | 26,816,000 |
| Income tax | 3,420,000 | 7,418,000 | 16,465,000 | 9,486,000 |
| Net income | 5,642,000 | 12,038,000 | 27,997,000 | 17,330,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 282,576,000 | 288,972,000 | 304,931,000 | 294,264,000 |
| Total capital | 328,335,000 | 337,078,000 | 352,255,000 | 340,237,000 |
| Risk-weighted assets | 1,867,141,000 | 2,051,527,000 | 2,239,583,000 | 2,091,600,000 |