Call reports 2004
WACHOVIA BANK OF DELAWARE, NATIONAL ASSOCIATION — 2004
What WACHOVIA BANK OF DELAWARE, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,854,004,000 | 3,682,235,000 | 2,214,868,000 | 2,252,329,000 |
| Total loans | 2,364,919,000 | 3,248,484,000 | 1,522,082,000 | 1,686,769,000 |
| Allowance for loan losses | 60,318,000 | 59,291,000 | 57,293,000 | 51,068,000 |
| Securities available for sale | 126,890,000 | 116,893,000 | 110,423,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 3,000 | 7,000 | 8,000 | 11,000 |
| Total deposits | 1,786,994,000 | 1,720,746,000 | 1,586,596,000 | 1,791,451,000 |
| Interest-bearing deposits | 1,471,627,000 | 1,377,857,000 | 1,251,105,000 | 1,393,741,000 |
| Noninterest-bearing deposits | 315,367,000 | 342,889,000 | 335,491,000 | 397,710,000 |
| Equity capital | 281,298,000 | 302,378,000 | 300,599,000 | 277,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 21,934,000 | 44,426,000 | 66,078,000 | 88,574,000 |
| Interest expense | 6,356,000 | 13,479,000 | 20,555,000 | 27,471,000 |
| Net interest income | 15,578,000 | 30,947,000 | 45,523,000 | 61,103,000 |
| Noninterest income | 32,754,000 | 70,234,000 | 76,008,000 | 95,492,000 |
| Noninterest expense | 13,395,000 | 25,410,000 | 38,182,000 | 49,464,000 |
| Provision for loan losses | 4,440,000 | 10,792,000 | 19,304,000 | 25,531,000 |
| Pretax income | 30,497,000 | 64,979,000 | 64,045,000 | 81,600,000 |
| Income tax | 11,256,000 | 23,968,000 | 24,121,000 | 31,922,000 |
| Net income | 19,241,000 | 41,011,000 | 39,924,000 | 49,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 270,186,000 | 293,267,000 | 292,180,000 | 276,934,000 |
| Total capital | 317,800,000 | 343,120,000 | 335,529,000 | 321,264,000 |
| Risk-weighted assets | 1,771,446,000 | 1,953,590,000 | 1,671,828,000 | 1,757,525,000 |