Call reports 2003
WACHOVIA BANK OF DELAWARE, NATIONAL ASSOCIATION — 2003
What WACHOVIA BANK OF DELAWARE, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,994,352,000 | 1,900,861,000 | 2,438,981,000 | 2,419,035,000 |
| Total loans | 1,394,447,000 | 1,551,045,000 | 1,822,133,000 | 2,138,536,000 |
| Allowance for loan losses | 27,632,000 | 44,645,000 | 51,955,000 | 63,691,000 |
| Securities available for sale | 169,815,000 | 152,879,000 | 144,753,000 | 133,984,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 55,000 | 10,000 | 0 | 16,000 |
| Total deposits | 1,438,412,000 | 1,334,793,000 | 1,517,559,000 | 1,619,120,000 |
| Interest-bearing deposits | 1,270,382,000 | 1,146,717,000 | 1,257,607,000 | 1,236,737,000 |
| Noninterest-bearing deposits | 168,030,000 | 188,076,000 | 259,952,000 | 382,383,000 |
| Equity capital | 246,822,000 | 252,693,000 | 252,770,000 | 262,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 21,880,000 | 45,036,000 | 67,485,000 | 89,126,000 |
| Interest expense | 6,249,000 | 12,269,000 | 17,883,000 | 24,019,000 |
| Net interest income | 15,631,000 | 32,767,000 | 49,602,000 | 65,107,000 |
| Noninterest income | 39,196,000 | 77,224,000 | 131,752,000 | 167,378,000 |
| Noninterest expense | 18,604,000 | 36,118,000 | 48,655,000 | 61,055,000 |
| Provision for loan losses | 20,403,000 | 43,344,000 | 67,629,000 | 88,436,000 |
| Pretax income | 15,820,000 | 30,529,000 | 65,070,000 | 82,994,000 |
| Income tax | 5,979,000 | 11,642,000 | 25,648,000 | 32,231,000 |
| Net income | 9,841,000 | 18,887,000 | 39,422,000 | 50,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 232,323,000 | 241,370,000 | 239,604,000 | 250,945,000 |
| Total capital | 276,098,000 | 285,538,000 | 285,201,000 | 296,771,000 |
| Risk-weighted assets | 1,493,142,000 | 1,507,930,000 | 1,616,422,000 | 1,623,226,000 |