Call reports 2002
WACHOVIA BANK OF DELAWARE, NATIONAL ASSOCIATION — 2002
What WACHOVIA BANK OF DELAWARE, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 2,406,608,000 | 2,454,473,000 | 2,663,002,000 | 1,977,173,000 |
| Total loans | 1,198,417,000 | 1,249,101,000 | 1,368,817,000 | 1,373,252,000 |
| Allowance for loan losses | 7,771,000 | 19,208,000 | 18,611,000 | 10,075,000 |
| Securities available for sale | 158,280,000 | 173,259,000 | 183,552,000 | 184,171,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,158,634,000 | 1,276,871,000 | 1,498,782,000 | 1,412,285,000 |
| Interest-bearing deposits | 1,027,158,000 | 1,129,991,000 | 1,309,101,000 | 1,204,762,000 |
| Noninterest-bearing deposits | 131,476,000 | 146,880,000 | 189,681,000 | 207,523,000 |
| Equity capital | 166,716,000 | 175,525,000 | 208,448,000 | 240,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 21,504,000 | 46,513,000 | 72,932,000 | 97,575,000 |
| Interest expense | 11,117,000 | 21,957,000 | 32,428,000 | 39,262,000 |
| Net interest income | 10,387,000 | 24,556,000 | 40,504,000 | 58,313,000 |
| Noninterest income | 45,170,000 | 99,066,000 | 158,507,000 | 211,515,000 |
| Noninterest expense | 35,411,000 | 78,423,000 | 108,778,000 | 140,362,000 |
| Provision for loan losses | 242,000 | 15,866,000 | 19,490,000 | 14,394,000 |
| Pretax income | 19,904,000 | 29,333,000 | 70,743,000 | 115,072,000 |
| Income tax | 7,198,000 | 9,902,000 | 27,245,000 | 45,629,000 |
| Net income | 12,706,000 | 19,431,000 | 43,498,000 | 69,443,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,505,000 | 175,230,000 | 199,297,000 | 225,242,000 |
| Total capital | 193,276,000 | 209,438,000 | 242,908,000 | 260,317,000 |
| Risk-weighted assets | 1,803,071,000 | 1,702,976,000 | 1,664,930,000 | 1,570,083,000 |