Call reports 2001
WACHOVIA BANK OF DELAWARE, NATIONAL ASSOCIATION — 2001
What WACHOVIA BANK OF DELAWARE, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 2,597,057,000 | 2,456,890,000 | 2,430,853,000 | 2,735,816,000 |
| Total loans | 1,623,135,000 | 1,259,592,000 | 1,115,720,000 | 1,233,922,000 |
| Allowance for loan losses | 12,091,000 | 12,091,000 | 19,343,000 | 8,893,000 |
| Securities available for sale | 126,044,000 | 129,569,000 | 135,639,000 | 154,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,199,510,000 | 1,262,218,000 | 1,189,580,000 | 1,292,108,000 |
| Interest-bearing deposits | 1,028,601,000 | 1,041,199,000 | 1,014,859,000 | 1,130,325,000 |
| Noninterest-bearing deposits | 170,909,000 | 221,019,000 | 174,721,000 | 161,783,000 |
| Equity capital | 207,368,000 | 212,629,000 | 208,652,000 | 222,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 42,493,000 | 81,306,000 | 110,090,000 | 140,973,000 |
| Interest expense | 25,496,000 | 48,447,000 | 66,049,000 | 80,388,000 |
| Net interest income | 16,997,000 | 32,859,000 | 44,041,000 | 60,585,000 |
| Noninterest income | 32,847,000 | 74,446,000 | 116,927,000 | 163,641,000 |
| Noninterest expense | 34,069,000 | 71,656,000 | 109,880,000 | 149,458,000 |
| Provision for loan losses | 20,281,000 | 31,792,000 | 54,267,000 | 48,982,000 |
| Pretax income | -4,506,000 | 3,857,000 | -3,179,000 | 25,786,000 |
| Income tax | -1,732,000 | 1,388,000 | -1,600,000 | 9,798,000 |
| Net income | -2,774,000 | 2,469,000 | -1,579,000 | 15,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 201,108,000 | 206,460,000 | 202,521,000 | 220,202,000 |
| Total capital | 232,199,000 | 235,551,000 | 238,864,000 | 246,095,000 |
| Risk-weighted assets | 1,679,836,000 | 1,637,232,000 | 1,644,204,000 | 1,759,762,000 |