Call reports 2008
FIRST BANK OF KANSAS CITY — 2008
What FIRST BANK OF KANSAS CITY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 25,234,000 | 22,958,000 | 19,272,000 | 17,922,000 |
| Total loans | 17,342,000 | 16,199,000 | 15,007,000 | 15,063,000 |
| Allowance for loan losses | 536,000 | 453,000 | 413,000 | 522,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,114,000 | 20,719,000 | 17,179,000 | 16,077,000 |
| Interest-bearing deposits | 20,386,000 | 18,756,000 | 15,289,000 | 14,737,000 |
| Noninterest-bearing deposits | 1,728,000 | 1,963,000 | 1,890,000 | 1,340,000 |
| Equity capital | 1,984,000 | 2,120,000 | 1,990,000 | 1,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 373,000 | 754,000 | 1,105,000 | 1,384,000 |
| Interest expense | 241,000 | 466,000 | 650,000 | 793,000 |
| Net interest income | 132,000 | 288,000 | 455,000 | 591,000 |
| Noninterest income | 25,000 | -48,000 | -26,000 | 24,000 |
| Noninterest expense | 309,000 | 679,000 | 1,014,000 | 1,323,000 |
| Provision for loan losses | 130,000 | 424,000 | 549,000 | 714,000 |
| Pretax income | -282,000 | -863,000 | -1,134,000 | -1,422,000 |
| Income tax | -25,000 | -142,000 | -183,000 | -227,000 |
| Net income | -257,000 | -721,000 | -951,000 | -1,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,746,000 | 2,120,000 | 1,606,000 | 1,318,000 |
| Total capital | 1,929,000 | 2,289,000 | 1,685,000 | 1,500,000 |
| Risk-weighted assets | 17,871,000 | 16,457,000 | 15,144,000 | 14,251,000 |