Call reports 2007
FIRST BANK OF KANSAS CITY — 2007
What FIRST BANK OF KANSAS CITY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 30,058,000 | 29,197,000 | 27,262,000 | 25,335,000 |
| Total loans | 25,226,000 | 22,663,000 | 19,954,000 | 18,264,000 |
| Allowance for loan losses | 629,000 | 600,000 | 477,000 | 404,000 |
| Securities available for sale | 199,000 | 0 | 99,000 | 99,000 |
| Securities held to maturity | 0 | 199,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,585,000 | 24,490,000 | 23,631,000 | 21,928,000 |
| Interest-bearing deposits | 23,467,000 | 22,192,000 | 21,585,000 | 19,471,000 |
| Noninterest-bearing deposits | 2,118,000 | 2,298,000 | 2,046,000 | 2,457,000 |
| Equity capital | 2,358,000 | 2,575,000 | 2,470,000 | 2,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 559,000 | 1,151,000 | 1,672,000 | 2,148,000 |
| Interest expense | 302,000 | 603,000 | 901,000 | 1,153,000 |
| Net interest income | 257,000 | 548,000 | 771,000 | 995,000 |
| Noninterest income | 20,000 | 47,000 | -4,000 | 63,000 |
| Noninterest expense | 327,000 | 638,000 | 934,000 | 1,425,000 |
| Provision for loan losses | 254,000 | 300,000 | 412,000 | 480,000 |
| Pretax income | -304,000 | -343,000 | -579,000 | -847,000 |
| Income tax | -18,000 | -73,000 | -105,000 | -144,000 |
| Net income | -286,000 | -270,000 | -474,000 | -703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,249,000 | 2,466,000 | 2,470,000 | 2,029,000 |
| Total capital | 2,538,000 | 2,762,000 | 2,711,000 | 2,251,000 |
| Risk-weighted assets | 23,840,000 | 23,600,000 | 22,462,000 | 20,763,000 |