Call reports 2006
FIRST BANK OF KANSAS CITY — 2006
What FIRST BANK OF KANSAS CITY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 34,460,000 | 35,003,000 | 34,024,000 | 33,141,000 |
| Total loans | 28,358,000 | 29,215,000 | 29,478,000 | 27,725,000 |
| Allowance for loan losses | 435,000 | 240,000 | 624,000 | 702,000 |
| Securities available for sale | 1,885,000 | 1,189,000 | 695,000 | 399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,560,000 | 30,279,000 | 28,647,000 | 27,346,000 |
| Interest-bearing deposits | 27,581,000 | 27,508,000 | 26,301,000 | 25,024,000 |
| Noninterest-bearing deposits | 2,979,000 | 2,771,000 | 2,346,000 | 2,322,000 |
| Equity capital | 2,791,000 | 2,579,000 | 2,227,000 | 2,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 614,000 | 1,297,000 | 1,945,000 | 2,603,000 |
| Interest expense | 274,000 | 583,000 | 909,000 | 1,257,000 |
| Net interest income | 340,000 | 714,000 | 1,036,000 | 1,346,000 |
| Noninterest income | 31,000 | 64,000 | 54,000 | 104,000 |
| Noninterest expense | 320,000 | 680,000 | 1,051,000 | 1,394,000 |
| Provision for loan losses | 30,000 | 240,000 | 750,000 | 872,000 |
| Pretax income | 21,000 | -142,000 | -711,000 | -816,000 |
| Income tax | -5,000 | -14,000 | -77,000 | -147,000 |
| Net income | 26,000 | -128,000 | -634,000 | -669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,800,000 | 2,586,000 | 2,230,000 | 2,645,000 |
| Total capital | 3,117,000 | 2,826,000 | 2,552,000 | 2,989,000 |
| Risk-weighted assets | 25,269,000 | 26,799,000 | 26,115,000 | 27,186,000 |