Call reports 2005
FIRST BANK OF KANSAS CITY — 2005
What FIRST BANK OF KANSAS CITY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 31,924,000 | 29,960,000 | 33,753,000 | 34,601,000 |
| Total loans | 22,136,000 | 23,689,000 | 25,397,000 | 28,624,000 |
| Allowance for loan losses | 410,000 | 401,000 | 413,000 | 499,000 |
| Securities available for sale | 1,774,000 | 1,688,000 | 1,683,000 | 1,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,094,000 | 27,116,000 | 30,821,000 | 30,236,000 |
| Interest-bearing deposits | 26,390,000 | 24,367,000 | 27,486,000 | 27,002,000 |
| Noninterest-bearing deposits | 2,704,000 | 2,749,000 | 3,335,000 | 3,234,000 |
| Equity capital | 2,730,000 | 2,782,000 | 2,829,000 | 2,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,136,000 | 1,775,000 | 2,428,000 |
| Interest expense | 207,000 | 407,000 | 623,000 | 888,000 |
| Net interest income | 363,000 | 729,000 | 1,152,000 | 1,540,000 |
| Noninterest income | 36,000 | 67,000 | 107,000 | 137,000 |
| Noninterest expense | 270,000 | 563,000 | 938,000 | 1,331,000 |
| Provision for loan losses | 27,000 | 54,000 | 54,000 | 234,000 |
| Pretax income | 102,000 | 179,000 | 267,000 | 112,000 |
| Income tax | 5,000 | 35,000 | 72,000 | -16,000 |
| Net income | 97,000 | 144,000 | 195,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,743,000 | 2,790,000 | 2,840,000 | 2,774,000 |
| Total capital | 2,997,000 | 3,051,000 | 3,127,000 | 3,091,000 |
| Risk-weighted assets | 20,127,000 | 20,772,000 | 22,839,000 | 25,186,000 |