Call reports 2004
FIRST BANK OF KANSAS CITY — 2004
What FIRST BANK OF KANSAS CITY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 30,663,000 | 30,523,000 | 34,192,000 | 33,060,000 |
| Total loans | 23,146,000 | 24,082,000 | 25,017,000 | 23,113,000 |
| Allowance for loan losses | 368,000 | 392,000 | 403,000 | 427,000 |
| Securities available for sale | 2,195,000 | 2,168,000 | 2,176,000 | 1,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,996,000 | 27,807,000 | 31,292,000 | 30,155,000 |
| Interest-bearing deposits | 25,406,000 | 25,027,000 | 28,589,000 | 27,681,000 |
| Noninterest-bearing deposits | 2,590,000 | 2,780,000 | 2,703,000 | 2,474,000 |
| Equity capital | 2,521,000 | 2,623,000 | 2,782,000 | 2,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,137,000 | 1,756,000 | 2,339,000 |
| Interest expense | 188,000 | 376,000 | 580,000 | 800,000 |
| Net interest income | 370,000 | 761,000 | 1,176,000 | 1,539,000 |
| Noninterest income | 41,000 | 76,000 | 114,000 | 143,000 |
| Noninterest expense | 217,000 | 418,000 | 633,000 | 934,000 |
| Provision for loan losses | 24,000 | 48,000 | 72,000 | 96,000 |
| Pretax income | 170,000 | 371,000 | 585,000 | 652,000 |
| Income tax | 81,000 | 156,000 | 231,000 | 281,000 |
| Net income | 89,000 | 215,000 | 354,000 | 371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,515,000 | 2,641,000 | 2,780,000 | 2,796,000 |
| Total capital | 2,788,000 | 2,921,000 | 3,077,000 | 3,066,000 |
| Risk-weighted assets | 21,717,000 | 22,286,000 | 23,632,000 | 21,468,000 |