Call reports 2003
FIRST BANK OF KANSAS CITY — 2003
What FIRST BANK OF KANSAS CITY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 29,174,000 | 28,762,000 | 28,752,000 | 30,218,000 |
| Total loans | 21,266,000 | 21,130,000 | 21,006,000 | 21,556,000 |
| Allowance for loan losses | 310,000 | 312,000 | 331,000 | 344,000 |
| Securities available for sale | 1,997,000 | 1,933,000 | 1,814,000 | 2,001,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,702,000 | 26,309,000 | 26,171,000 | 27,561,000 |
| Interest-bearing deposits | 23,092,000 | 22,806,000 | 23,046,000 | 23,901,000 |
| Noninterest-bearing deposits | 3,610,000 | 3,503,000 | 3,125,000 | 3,660,000 |
| Equity capital | 2,353,000 | 2,387,000 | 2,503,000 | 2,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 519,000 | 1,056,000 | 1,607,000 | 2,179,000 |
| Interest expense | 186,000 | 378,000 | 571,000 | 753,000 |
| Net interest income | 333,000 | 678,000 | 1,036,000 | 1,426,000 |
| Noninterest income | 37,000 | 76,000 | 128,000 | 178,000 |
| Noninterest expense | 204,000 | 396,000 | 608,000 | 856,000 |
| Provision for loan losses | 21,000 | 42,000 | 63,000 | 105,000 |
| Pretax income | 145,000 | 316,000 | 493,000 | 643,000 |
| Income tax | 45,000 | 129,000 | 182,000 | 248,000 |
| Net income | 100,000 | 187,000 | 311,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,330,000 | 2,367,000 | 2,491,000 | 2,575,000 |
| Total capital | 2,574,000 | 2,610,000 | 2,738,000 | 2,829,000 |
| Risk-weighted assets | 19,421,000 | 19,376,000 | 19,648,000 | 20,234,000 |