Call reports 2002
FIRST BANK OF KANSAS CITY — 2002
What FIRST BANK OF KANSAS CITY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 23,716,000 | 24,489,000 | 24,218,000 | 26,063,000 |
| Total loans | 16,918,000 | 18,141,000 | 19,944,000 | 21,238,000 |
| Allowance for loan losses | 222,000 | 232,000 | 250,000 | 289,000 |
| Securities available for sale | 2,260,000 | 2,321,000 | 1,815,000 | 1,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,622,000 | 22,221,000 | 21,814,000 | 23,519,000 |
| Interest-bearing deposits | 18,878,000 | 19,475,000 | 19,287,000 | 21,377,000 |
| Noninterest-bearing deposits | 2,744,000 | 2,746,000 | 2,527,000 | 2,142,000 |
| Equity capital | 1,945,000 | 2,080,000 | 2,158,000 | 2,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 444,000 | 932,000 | 1,430,000 | 1,983,000 |
| Interest expense | 168,000 | 362,000 | 553,000 | 738,000 |
| Net interest income | 276,000 | 570,000 | 877,000 | 1,245,000 |
| Noninterest income | 43,000 | 75,000 | 112,000 | 149,000 |
| Noninterest expense | 170,000 | 333,000 | 517,000 | 729,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 97,000 |
| Pretax income | 131,000 | 276,000 | 418,000 | 568,000 |
| Income tax | 30,000 | 57,000 | 116,000 | 166,000 |
| Net income | 101,000 | 219,000 | 302,000 | 402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,929,000 | 2,047,000 | 2,130,000 | 2,230,000 |
| Total capital | 2,077,000 | 2,257,000 | 2,360,000 | 2,475,000 |
| Risk-weighted assets | 11,743,000 | 16,777,000 | 18,409,000 | 19,531,000 |