Call reports 2021
PRUDENTIAL BANK — 2021
What PRUDENTIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,203,999,000 | 1,124,403,000 | 1,100,455,000 | 1,084,167,000 |
| Total loans | 629,229,000 | 618,144,000 | 626,723,000 | 593,545,000 |
| Allowance for loan losses | 8,353,000 | 8,356,000 | 8,517,000 | 8,382,000 |
| Securities available for sale | 353,807,000 | 334,887,000 | 305,948,000 | 297,524,000 |
| Securities held to maturity | 22,270,000 | 22,006,000 | 20,074,000 | 17,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 796,042,000 | 734,413,000 | 714,067,000 | 723,665,000 |
| Interest-bearing deposits | 763,746,000 | 702,354,000 | 676,645,000 | 687,973,000 |
| Noninterest-bearing deposits | 32,296,000 | 32,059,000 | 37,422,000 | 35,692,000 |
| Equity capital | 128,031,000 | 129,200,000 | 128,014,000 | 131,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,465,000 | 18,803,000 | 28,346,000 | 37,585,000 |
| Interest expense | 3,740,000 | 7,306,000 | 10,792,000 | 14,102,000 |
| Net interest income | 5,725,000 | 11,497,000 | 17,554,000 | 23,483,000 |
| Noninterest income | 582,000 | 1,143,000 | 1,617,000 | 2,048,000 |
| Noninterest expense | 4,254,000 | 8,724,000 | 13,289,000 | 17,429,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 200,000 |
| Pretax income | 2,107,000 | 4,864,000 | 7,348,000 | 9,568,000 |
| Income tax | 268,000 | 683,000 | 1,071,000 | 1,352,000 |
| Net income | 1,839,000 | 4,181,000 | 6,277,000 | 8,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,187,000 | 123,639,000 | 123,840,000 | 125,883,000 |
| Total capital | 132,022,000 | 132,461,000 | 132,726,000 | 134,774,000 |
| Risk-weighted assets | 744,186,000 | 743,521,000 | 756,288,000 | 728,261,000 |