Call reports 2020
PRUDENTIAL BANK — 2020
What PRUDENTIAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,267,203,000 | 1,187,789,000 | 1,223,335,000 | 1,193,261,000 |
| Total loans | 578,082,000 | 591,052,000 | 596,603,000 | 614,201,000 |
| Allowance for loan losses | 5,961,000 | 6,690,000 | 8,303,000 | 8,318,000 |
| Securities available for sale | 511,370,000 | 441,461,000 | 420,364,000 | 400,904,000 |
| Securities held to maturity | 28,937,000 | 25,652,000 | 22,860,000 | 22,590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 734,718,000 | 731,261,000 | 774,701,000 | 751,507,000 |
| Interest-bearing deposits | 715,169,000 | 703,076,000 | 744,654,000 | 722,663,000 |
| Noninterest-bearing deposits | 19,549,000 | 28,185,000 | 30,047,000 | 28,844,000 |
| Equity capital | 130,240,000 | 125,929,000 | 126,684,000 | 129,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,010,000 | 20,802,000 | 30,350,000 | 40,091,000 |
| Interest expense | 5,222,000 | 9,708,000 | 13,942,000 | 17,948,000 |
| Net interest income | 5,788,000 | 11,094,000 | 16,408,000 | 22,143,000 |
| Noninterest income | 364,000 | 874,000 | 1,776,000 | 2,316,000 |
| Noninterest expense | 4,375,000 | 8,306,000 | 12,492,000 | 16,513,000 |
| Provision for loan losses | 500,000 | 1,250,000 | 2,900,000 | 2,900,000 |
| Pretax income | 3,641,000 | 8,087,000 | 8,518,000 | 10,777,000 |
| Income tax | 603,000 | 1,330,000 | 1,117,000 | 1,432,000 |
| Net income | 3,038,000 | 6,757,000 | 7,401,000 | 9,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,599,000 | 123,439,000 | 123,185,000 | 123,242,000 |
| Total capital | 135,034,000 | 130,662,000 | 131,956,000 | 132,001,000 |
| Risk-weighted assets | 712,941,000 | 726,242,000 | 729,803,000 | 730,540,000 |