Call reports 2017
PRUDENTIAL BANK — 2017
What PRUDENTIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 844,191,000 | 872,984,000 | 898,392,000 | 933,739,000 |
| Total loans | 525,781,000 | 548,479,000 | 575,809,000 | 584,663,000 |
| Allowance for loan losses | 3,896,000 | 4,058,000 | 4,466,000 | 4,676,000 |
| Securities available for sale | 190,108,000 | 183,438,000 | 178,402,000 | 214,570,000 |
| Securities held to maturity | 58,197,000 | 59,654,000 | 61,284,000 | 63,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,188,000 | 629,121,000 | 647,981,000 | 662,829,000 |
| Interest-bearing deposits | 599,916,000 | 619,552,000 | 638,606,000 | 651,251,000 |
| Noninterest-bearing deposits | 9,272,000 | 9,569,000 | 9,375,000 | 11,578,000 |
| Equity capital | 119,638,000 | 122,826,000 | 125,240,000 | 124,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,751,000 | 14,102,000 | 21,916,000 | 29,952,000 |
| Interest expense | 1,336,000 | 2,751,000 | 4,436,000 | 6,336,000 |
| Net interest income | 5,415,000 | 11,351,000 | 17,480,000 | 23,616,000 |
| Noninterest income | 579,000 | 1,193,000 | 1,786,000 | 2,261,000 |
| Noninterest expense | 6,749,000 | 10,031,000 | 13,470,000 | 17,451,000 |
| Provision for loan losses | 2,365,000 | 2,395,000 | 2,805,000 | 3,015,000 |
| Pretax income | -3,120,000 | 188,000 | 3,226,000 | 5,646,000 |
| Income tax | -1,133,000 | -21,000 | 760,000 | 3,054,000 |
| Net income | -1,987,000 | 209,000 | 2,466,000 | 2,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,973,000 | 115,857,000 | 119,024,000 | 120,077,000 |
| Total capital | 117,096,000 | 120,170,000 | 123,859,000 | 125,055,000 |
| Risk-weighted assets | 493,241,000 | 516,525,000 | 542,467,000 | 573,749,000 |