Call reports 2016
PRUDENTIAL BANK — 2016
What PRUDENTIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 536,945,000 | 555,463,000 | 558,645,000 | 571,689,000 |
| Total loans | 325,221,000 | 345,728,000 | 348,217,000 | 352,948,000 |
| Allowance for loan losses | 3,038,000 | 3,269,000 | 3,269,000 | 3,454,000 |
| Securities available for sale | 143,235,000 | 138,684,000 | 138,694,000 | 132,636,000 |
| Securities held to maturity | 44,488,000 | 15,487,000 | 39,971,000 | 44,741,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,090,000 | 396,214,000 | 397,490,000 | 416,009,000 |
| Interest-bearing deposits | 390,315,000 | 393,382,000 | 393,686,000 | 412,414,000 |
| Noninterest-bearing deposits | 2,775,000 | 2,832,000 | 3,804,000 | 3,595,000 |
| Equity capital | 98,807,000 | 100,071,000 | 101,350,000 | 82,817,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,368,000 | 8,841,000 | 13,429,000 | 17,933,000 |
| Interest expense | 914,000 | 1,798,000 | 2,710,000 | 3,626,000 |
| Net interest income | 3,454,000 | 7,043,000 | 10,719,000 | 14,307,000 |
| Noninterest income | 270,000 | 568,000 | 826,000 | 1,243,000 |
| Noninterest expense | 2,697,000 | 5,473,000 | 8,233,000 | 10,785,000 |
| Provision for loan losses | 75,000 | 225,000 | 225,000 | 410,000 |
| Pretax income | 952,000 | 2,074,000 | 3,505,000 | 4,773,000 |
| Income tax | 341,000 | 661,000 | 1,093,000 | 1,520,000 |
| Net income | 611,000 | 1,413,000 | 2,412,000 | 3,253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,024,000 | 99,139,000 | 100,551,000 | 83,814,000 |
| Total capital | 101,166,000 | 102,476,000 | 103,858,000 | 87,339,000 |
| Risk-weighted assets | 263,813,000 | 277,458,000 | 292,610,000 | 319,866,000 |