Call reports 2015
PRUDENTIAL BANK — 2015
What PRUDENTIAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 517,740,000 | 503,035,000 | 486,850,000 | 522,101,000 |
| Total loans | 330,443,000 | 320,160,000 | 315,563,000 | 324,783,000 |
| Allowance for loan losses | 2,588,000 | 2,673,000 | 2,930,000 | 2,919,000 |
| Securities available for sale | 71,074,000 | 76,992,000 | 77,483,000 | 118,275,000 |
| Securities held to maturity | 73,603,000 | 70,004,000 | 66,384,000 | 55,789,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,500,000 | 399,483,000 | 381,657,000 | 386,622,000 |
| Interest-bearing deposits | 412,035,000 | 397,306,000 | 379,364,000 | 383,785,000 |
| Noninterest-bearing deposits | 2,465,000 | 2,177,000 | 2,293,000 | 2,837,000 |
| Equity capital | 95,080,000 | 94,985,000 | 96,133,000 | 96,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,306,000 | 8,361,000 | 12,440,000 | 16,495,000 |
| Interest expense | 937,000 | 1,853,000 | 2,725,000 | 3,587,000 |
| Net interest income | 3,369,000 | 6,508,000 | 9,715,000 | 12,908,000 |
| Noninterest income | 2,054,000 | 2,568,000 | 2,866,000 | 3,209,000 |
| Noninterest expense | 3,305,000 | 6,659,000 | 9,906,000 | 12,678,000 |
| Provision for loan losses | 300,000 | 510,000 | 660,000 | 660,000 |
| Pretax income | 1,818,000 | 1,907,000 | 2,015,000 | 2,779,000 |
| Income tax | -22,000 | -34,000 | 19,000 | 284,000 |
| Net income | 1,840,000 | 1,941,000 | 1,996,000 | 2,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,979,000 | 95,640,000 | 96,115,000 | 97,030,000 |
| Total capital | 97,748,000 | 98,479,000 | 98,997,000 | 100,064,000 |
| Risk-weighted assets | 234,827,000 | 231,101,000 | 230,189,000 | 248,478,000 |