Call reports 2014
PRUDENTIAL BANK — 2014
What PRUDENTIAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 514,745,000 | 511,315,000 | 524,870,000 | 526,472,000 |
| Total loans | 320,952,000 | 323,864,000 | 323,488,000 | 334,733,000 |
| Allowance for loan losses | 2,390,000 | 2,185,000 | 2,425,000 | 2,500,000 |
| Securities available for sale | 47,371,000 | 56,527,000 | 57,817,000 | 61,459,000 |
| Securities held to maturity | 82,300,000 | 83,622,000 | 80,840,000 | 80,207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,182,000 | 411,270,000 | 423,994,000 | 423,034,000 |
| Interest-bearing deposits | 414,566,000 | 408,464,000 | 421,667,000 | 420,456,000 |
| Noninterest-bearing deposits | 2,616,000 | 2,806,000 | 2,327,000 | 2,578,000 |
| Equity capital | 89,465,000 | 90,805,000 | 91,138,000 | 92,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,084,000 | 8,221,000 | 12,397,000 | 16,636,000 |
| Interest expense | 923,000 | 1,817,000 | 2,703,000 | 3,671,000 |
| Net interest income | 3,161,000 | 6,404,000 | 9,694,000 | 12,965,000 |
| Noninterest income | 218,000 | 483,000 | 410,000 | 1,172,000 |
| Noninterest expense | 2,788,000 | 5,489,000 | 8,291,000 | 11,091,000 |
| Provision for loan losses | 0 | 0 | 240,000 | 315,000 |
| Pretax income | 857,000 | 1,663,000 | 2,325,000 | 3,138,000 |
| Income tax | 214,000 | 438,000 | 634,000 | 894,000 |
| Net income | 643,000 | 1,225,000 | 1,691,000 | 2,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,730,000 | 91,454,000 | 92,091,000 | 92,840,000 |
| Total capital | 93,120,000 | 93,639,000 | 94,516,000 | 95,340,000 |
| Risk-weighted assets | 225,391,000 | 239,023,000 | 227,271,000 | 240,349,000 |