Call reports 2012
PRUDENTIAL BANK — 2012
What PRUDENTIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 499,774,000 | 503,875,000 | 490,485,000 | 491,167,000 |
| Total loans | 241,281,000 | 251,693,000 | 262,565,000 | 276,052,000 |
| Allowance for loan losses | 3,050,000 | 3,116,000 | 1,881,000 | 2,081,000 |
| Securities available for sale | 82,550,000 | 78,227,000 | 65,975,000 | 66,462,000 |
| Securities held to maturity | 97,217,000 | 63,734,000 | 63,110,000 | 79,208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 439,671,000 | 441,214,000 | 427,129,000 | 430,202,000 |
| Interest-bearing deposits | 435,754,000 | 435,413,000 | 423,164,000 | 426,686,000 |
| Noninterest-bearing deposits | 3,917,000 | 5,801,000 | 3,965,000 | 3,516,000 |
| Equity capital | 54,351,000 | 55,255,000 | 55,952,000 | 56,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,813,000 | 9,641,000 | 13,996,000 | 18,393,000 |
| Interest expense | 1,543,000 | 3,024,000 | 4,413,000 | 5,681,000 |
| Net interest income | 3,270,000 | 6,617,000 | 9,583,000 | 12,712,000 |
| Noninterest income | 264,000 | 528,000 | 1,082,000 | 1,376,000 |
| Noninterest expense | 2,864,000 | 5,754,000 | 8,582,000 | 11,304,000 |
| Provision for loan losses | 100,000 | 200,000 | 575,000 | 575,000 |
| Pretax income | 504,000 | 1,114,000 | 3,514,000 | 4,216,000 |
| Income tax | 323,000 | 433,000 | 1,152,000 | 1,529,000 |
| Net income | 181,000 | 681,000 | 2,362,000 | 2,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,106,000 | 52,795,000 | 54,668,000 | 55,186,000 |
| Total capital | 54,700,000 | 55,437,000 | 56,549,000 | 57,267,000 |
| Risk-weighted assets | 207,072,000 | 210,872,000 | 212,835,000 | 222,986,000 |