Call reports 2011
PRUDENTIAL BANK — 2011
What PRUDENTIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 505,934,000 | 497,686,000 | 499,523,000 | 500,727,000 |
| Total loans | 246,975,000 | 242,947,000 | 243,875,000 | 242,710,000 |
| Allowance for loan losses | 3,155,000 | 3,155,000 | 3,364,000 | 3,413,000 |
| Securities available for sale | 74,162,000 | 72,481,000 | 75,369,000 | 76,011,000 |
| Securities held to maturity | 124,882,000 | 123,588,000 | 108,956,000 | 98,825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,793,000 | 438,586,000 | 437,604,000 | 441,661,000 |
| Interest-bearing deposits | 445,647,000 | 433,952,000 | 433,257,000 | 437,153,000 |
| Noninterest-bearing deposits | 4,146,000 | 4,634,000 | 4,347,000 | 4,508,000 |
| Equity capital | 49,259,000 | 51,413,000 | 53,304,000 | 53,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,446,000 | 10,899,000 | 16,032,000 | 21,015,000 |
| Interest expense | 1,868,000 | 3,602,000 | 5,230,000 | 6,795,000 |
| Net interest income | 3,578,000 | 7,297,000 | 10,802,000 | 14,220,000 |
| Noninterest income | 271,000 | 538,000 | 1,052,000 | 1,329,000 |
| Noninterest expense | 2,621,000 | 5,117,000 | 7,808,000 | 10,533,000 |
| Provision for loan losses | 3,600,000 | 3,600,000 | 4,050,000 | 4,200,000 |
| Pretax income | -2,417,000 | -956,000 | -98,000 | 670,000 |
| Income tax | -678,000 | -429,000 | -518,000 | -249,000 |
| Net income | -1,739,000 | -527,000 | 420,000 | 919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,506,000 | 49,914,000 | 51,051,000 | 51,737,000 |
| Total capital | 51,422,000 | 52,753,000 | 53,761,000 | 54,395,000 |
| Risk-weighted assets | 233,019,000 | 226,818,000 | 216,130,000 | 211,863,000 |