Call reports 2008
PRUDENTIAL BANK — 2008
What PRUDENTIAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 478,173,000 | 481,479,000 | 489,279,000 | 491,799,000 |
| Total loans | 224,443,000 | 234,251,000 | 245,561,000 | 255,755,000 |
| Allowance for loan losses | 658,000 | 770,000 | 1,591,000 | 1,905,000 |
| Securities available for sale | 53,070,000 | 51,209,000 | 55,106,000 | 52,689,000 |
| Securities held to maturity | 163,763,000 | 165,551,000 | 163,303,000 | 153,770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,372,000 | 377,746,000 | 380,042,000 | 390,720,000 |
| Interest-bearing deposits | 370,913,000 | 371,650,000 | 373,850,000 | 385,832,000 |
| Noninterest-bearing deposits | 6,459,000 | 6,096,000 | 6,192,000 | 4,888,000 |
| Equity capital | 69,842,000 | 65,487,000 | 63,417,000 | 61,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,564,000 | 13,029,000 | 19,747,000 | 26,973,000 |
| Interest expense | 3,826,000 | 7,388,000 | 10,936,000 | 14,455,000 |
| Net interest income | 2,738,000 | 5,641,000 | 8,811,000 | 12,518,000 |
| Noninterest income | 201,000 | 407,000 | 690,000 | 884,000 |
| Noninterest expense | 2,041,000 | 4,145,000 | 6,378,000 | 8,680,000 |
| Provision for loan losses | 75,000 | 187,000 | 1,009,000 | 1,322,000 |
| Pretax income | -669,000 | -3,793,000 | -4,121,000 | -4,988,000 |
| Income tax | -248,000 | 365,000 | 524,000 | 596,000 |
| Net income | -421,000 | -4,158,000 | -4,645,000 | -5,584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,213,000 | 65,541,000 | 64,108,000 | 62,572,000 |
| Total capital | 70,162,000 | 66,496,000 | 65,708,000 | 64,477,000 |
| Risk-weighted assets | 213,193,000 | 218,620,000 | 221,531,000 | 226,440,000 |
Machine access — free, no API key
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