Call reports 2005
PRUDENTIAL BANK — 2005
What PRUDENTIAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 448,297,000 | 444,276,000 | 446,574,000 | 447,264,000 |
| Total loans | 164,687,000 | 171,046,000 | 175,649,000 | 186,800,000 |
| Allowance for loan losses | 558,000 | 558,000 | 558,000 | 558,000 |
| Securities available for sale | 39,037,000 | 38,992,000 | 38,584,000 | 38,717,000 |
| Securities held to maturity | 185,844,000 | 191,279,000 | 196,668,000 | 195,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,830,000 | 357,257,000 | 359,369,000 | 361,476,000 |
| Interest-bearing deposits | 334,343,000 | 349,223,000 | 334,141,000 | 336,613,000 |
| Noninterest-bearing deposits | 30,487,000 | 8,034,000 | 25,228,000 | 24,863,000 |
| Equity capital | 67,853,000 | 64,391,000 | 65,056,000 | 66,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,124,000 | 10,526,000 | 16,068,000 | 21,854,000 |
| Interest expense | 2,291,000 | 4,576,000 | 7,062,000 | 9,683,000 |
| Net interest income | 2,833,000 | 5,950,000 | 9,006,000 | 12,171,000 |
| Noninterest income | 100,000 | 236,000 | 376,000 | 545,000 |
| Noninterest expense | 1,564,000 | 3,306,000 | 5,140,000 | 7,009,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,369,000 | 2,880,000 | 4,242,000 | 5,707,000 |
| Income tax | 475,000 | 1,011,000 | 1,509,000 | 1,916,000 |
| Net income | 894,000 | 1,869,000 | 2,733,000 | 3,791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,183,000 | 63,751,000 | 64,681,000 | 65,806,000 |
| Total capital | 68,223,000 | 64,753,000 | 65,515,000 | 66,714,000 |
| Risk-weighted assets | 170,959,000 | 177,193,000 | 186,352,000 | 199,751,000 |