Call reports 2004
PRUDENTIAL BANK — 2004
What PRUDENTIAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Total assets | 406,638,000 | 405,004,000 |
| Total loans | 152,123,000 | 154,766,000 |
| Allowance for loan losses | 558,000 | 558,000 |
| Securities available for sale | 40,288,000 | 40,447,000 |
| Securities held to maturity | 195,737,000 | 185,569,000 |
| Trading assets | 0 | 0 |
| Total deposits | 350,189,000 | 349,704,000 |
| Interest-bearing deposits | 347,957,000 | 347,323,000 |
| Noninterest-bearing deposits | 2,232,000 | 2,381,000 |
| Equity capital | 39,099,000 | 39,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Interest income | 14,655,000 | 19,649,000 |
| Interest expense | 6,719,000 | 8,954,000 |
| Net interest income | 7,936,000 | 10,695,000 |
| Noninterest income | 431,000 | 629,000 |
| Noninterest expense | 5,751,000 | 7,648,000 |
| Provision for loan losses | 50,000 | 50,000 |
| Pretax income | 2,566,000 | 3,626,000 |
| Income tax | 801,000 | 1,164,000 |
| Net income | 1,765,000 | 2,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q3 | 2004Q4 |
|---|---|---|
| Tier 1 capital | 38,267,000 | 38,964,000 |
| Total capital | 39,397,000 | 40,178,000 |
| Risk-weighted assets | 155,520,000 | 152,609,000 |