Call reports 2024
CONSERVATION FIRST BANK — 2024
What CONSERVATION FIRST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 90,292,000 | 96,856,000 | 104,297,000 | 106,737,000 |
| Total loans | 79,917,000 | 86,504,000 | 88,085,000 | 91,704,000 |
| Allowance for loan losses | 1,048,000 | 1,083,000 | 1,136,000 | 1,102,000 |
| Securities available for sale | 1,325,000 | 1,331,000 | 1,371,000 | 1,850,000 |
| Securities held to maturity | 623,000 | 873,000 | 873,000 | 873,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,235,000 | 76,949,000 | 80,463,000 | 85,447,000 |
| Interest-bearing deposits | 56,935,000 | 59,139,000 | 58,987,000 | 66,980,000 |
| Noninterest-bearing deposits | 16,300,000 | 17,810,000 | 21,476,000 | 18,467,000 |
| Equity capital | 8,553,000 | 8,715,000 | 9,138,000 | 12,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,413,000 | 3,005,000 | 4,753,000 | 6,453,000 |
| Interest expense | 354,000 | 770,000 | 1,287,000 | 1,796,000 |
| Net interest income | 1,059,000 | 2,235,000 | 3,466,000 | 4,657,000 |
| Noninterest income | 95,000 | 180,000 | 345,000 | 524,000 |
| Noninterest expense | 834,000 | 1,774,000 | 2,638,000 | 3,522,000 |
| Provision for loan losses | 30,000 | 60,000 | 110,000 | 73,000 |
| Pretax income | 290,000 | 581,000 | 1,063,000 | 1,547,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 290,000 | 581,000 | 1,063,000 | 1,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,713,000 | 8,862,000 | 9,241,000 | 12,722,000 |