Call reports 2022
CONSERVATION FIRST BANK — 2022
What CONSERVATION FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 77,911,000 | 78,602,000 | 78,374,000 | 81,079,000 |
| Total loans | 60,380,000 | 66,811,000 | 67,495,000 | 69,302,000 |
| Allowance for loan losses | 912,000 | 881,000 | 902,000 | 998,000 |
| Securities available for sale | 1,427,000 | 1,365,000 | 1,313,000 | 1,309,000 |
| Securities held to maturity | 625,000 | 625,000 | 624,000 | 623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,255,000 | 67,847,000 | 67,447,000 | 70,056,000 |
| Interest-bearing deposits | 50,952,000 | 50,186,000 | 50,338,000 | 51,190,000 |
| Noninterest-bearing deposits | 17,303,000 | 17,660,000 | 17,110,000 | 18,866,000 |
| Equity capital | 7,201,000 | 7,264,000 | 7,439,000 | 7,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 798,000 | 1,658,000 | 2,639,000 | 3,658,000 |
| Interest expense | 92,000 | 191,000 | 318,000 | 487,000 |
| Net interest income | 706,000 | 1,467,000 | 2,321,000 | 3,171,000 |
| Noninterest income | 127,000 | 236,000 | 336,000 | 430,000 |
| Noninterest expense | 657,000 | 1,344,000 | 2,064,000 | 2,747,000 |
| Provision for loan losses | 0 | 7,000 | 28,000 | 124,000 |
| Pretax income | 176,000 | 352,000 | 565,000 | 730,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 176,000 | 352,000 | 565,000 | 730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,308,000 | 7,424,000 | 7,644,000 | 7,876,000 |