Call reports 2021
CONSERVATION FIRST BANK — 2021
What CONSERVATION FIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 74,281,000 | 72,258,000 | 74,484,000 | 76,636,000 |
| Total loans | 60,974,000 | 55,893,000 | 58,097,000 | 55,605,000 |
| Allowance for loan losses | 858,000 | 862,000 | 899,000 | 911,000 |
| Securities available for sale | 1,102,000 | 1,298,000 | 1,281,000 | 1,257,000 |
| Securities held to maturity | 357,000 | 356,000 | 355,000 | 626,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,977,000 | 62,805,000 | 64,973,000 | 67,098,000 |
| Interest-bearing deposits | 47,617,000 | 47,635,000 | 48,134,000 | 48,361,000 |
| Noninterest-bearing deposits | 15,360,000 | 15,170,000 | 16,838,000 | 18,738,000 |
| Equity capital | 6,788,000 | 6,902,000 | 6,984,000 | 7,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 1,895,000 | 2,666,000 | 3,477,000 |
| Interest expense | 124,000 | 260,000 | 361,000 | 469,000 |
| Net interest income | 869,000 | 1,635,000 | 2,305,000 | 3,008,000 |
| Noninterest income | 179,000 | 370,000 | 537,000 | 732,000 |
| Noninterest expense | 605,000 | 1,283,000 | 1,933,000 | 2,633,000 |
| Provision for loan losses | 21,000 | 21,000 | 21,000 | 21,000 |
| Pretax income | 422,000 | 701,000 | 888,000 | 1,086,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 422,000 | 701,000 | 888,000 | 1,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,822,000 | 6,902,000 | 7,011,000 | 7,145,000 |