Call reports 2018
CONSERVATION FIRST BANK — 2018
What CONSERVATION FIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 64,834,000 | 64,170,000 | 65,230,000 | 66,239,000 |
| Total loans | 57,169,000 | 56,571,000 | 56,841,000 | 54,959,000 |
| Allowance for loan losses | 814,000 | 811,000 | 834,000 | 837,000 |
| Securities available for sale | 2,351,000 | 2,343,000 | 2,325,000 | 2,362,000 |
| Securities held to maturity | 110,000 | 107,000 | 105,000 | 101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,905,000 | 54,464,000 | 56,084,000 | 57,119,000 |
| Interest-bearing deposits | 46,576,000 | 45,762,000 | 47,836,000 | 47,149,000 |
| Noninterest-bearing deposits | 9,329,000 | 8,702,000 | 8,248,000 | 9,970,000 |
| Equity capital | 5,323,000 | 5,636,000 | 5,754,000 | 5,844,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 921,000 | 1,803,000 | 2,668,000 | 3,603,000 |
| Interest expense | 172,000 | 346,000 | 511,000 | 736,000 |
| Net interest income | 749,000 | 1,457,000 | 2,157,000 | 2,867,000 |
| Noninterest income | 78,000 | 167,000 | 286,000 | 366,000 |
| Noninterest expense | 680,000 | 1,356,000 | 2,017,000 | 2,552,000 |
| Provision for loan losses | 271,000 | 292,000 | 313,000 | 334,000 |
| Pretax income | -124,000 | -24,000 | 113,000 | 347,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -124,000 | -24,000 | 113,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,404,000 | 5,725,000 | 5,861,000 | 5,913,000 |
| Total capital | 6,053,000 | 6,374,000 | 6,520,000 | 6,562,000 |
| Risk-weighted assets | 51,758,000 | 51,758,000 | 52,531,000 | 51,704,000 |