Call reports 2017
CONSERVATION FIRST BANK — 2017
What CONSERVATION FIRST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 64,175,000 | 62,945,000 | 64,315,000 | 66,891,000 |
| Total loans | 53,362,000 | 54,684,000 | 56,127,000 | 57,342,000 |
| Allowance for loan losses | 575,000 | 469,000 | 655,000 | 575,000 |
| Securities available for sale | 3,081,000 | 2,599,000 | 2,493,000 | 2,537,000 |
| Securities held to maturity | 488,000 | 169,000 | 164,000 | 112,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,612,000 | 54,128,000 | 55,043,000 | 57,353,000 |
| Interest-bearing deposits | 45,971,000 | 45,149,000 | 45,614,000 | 46,250,000 |
| Noninterest-bearing deposits | 9,641,000 | 8,979,000 | 9,429,000 | 11,103,000 |
| Equity capital | 5,263,000 | 5,354,000 | 5,465,000 | 5,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 800,000 | 1,638,000 | 2,501,000 | 3,377,000 |
| Interest expense | 179,000 | 337,000 | 482,000 | 652,000 |
| Net interest income | 621,000 | 1,301,000 | 2,019,000 | 2,725,000 |
| Noninterest income | 98,000 | 196,000 | 299,000 | 335,000 |
| Noninterest expense | 592,000 | 1,230,000 | 1,886,000 | 2,399,000 |
| Provision for loan losses | 21,000 | 42,000 | 213,000 | 234,000 |
| Pretax income | 106,000 | 225,000 | 219,000 | 427,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 106,000 | 225,000 | 219,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,316,000 | 5,354,000 | 5,465,000 | 5,607,000 |
| Total capital | 5,891,000 | 5,823,000 | 6,068,000 | 6,182,000 |
| Risk-weighted assets | 48,269,000 | 49,761,000 | 48,227,000 | 50,794,000 |