Call reports 2005

CONSERVATION FIRST BANK — 2005

Name: CONSERVATION FIRST BANK — FFIEC call report 2005
Creator: CONSERVATION FIRST BANK

What CONSERVATION FIRST BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/90d77fd9-cc47-41a7-8ca1-f3e7355f90a3/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	41,243,000	41,955,000	43,086,000	43,992,000
Total loans	29,445,000	31,766,000	33,291,000	33,764,000
Allowance for loan losses	166,000	138,000	183,000	233,000
Securities available for sale	2,017,000	1,724,000	1,707,000	1,596,000
Securities held to maturity	4,410,000	4,046,000	4,046,000	3,874,000
Trading assets	0	0	0	0
Total deposits	36,322,000	36,586,000	36,093,000	36,290,000
Interest-bearing deposits	32,353,000	32,822,000	32,263,000	26,186,000
Noninterest-bearing deposits	3,969,000	3,764,000	3,830,000	10,104,000
Equity capital	2,632,000	2,726,000	3,336,000	3,384,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	558,000	1,170,000	1,806,000	2,510,000
Interest expense	194,000	426,000	709,000	1,000,000
Net interest income	364,000	744,000	1,097,000	1,510,000
Noninterest income	88,000	158,000	219,000	289,000
Noninterest expense	353,000	679,000	1,024,000	1,386,000
Provision for loan losses	11,000	21,000	65,000	125,000
Pretax income	88,000	202,000	227,000	288,000
Income tax	29,000	69,000	73,000	80,000
Net income	59,000	133,000	154,000	208,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	2,657,000	2,732,000	3,353,000	3,407,000
Total capital	2,823,000	2,870,000	3,536,000	3,640,000
Risk-weighted assets	27,280,000	28,987,000	30,007,000	30,334,000