Call reports 2025
BANK OF THE WEST, THE — 2025
What BANK OF THE WEST, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 174,090,000 | 177,697,000 | 179,751,000 | 174,817,000 |
| Total loans | 140,849,000 | 133,481,000 | 146,769,000 | 155,716,000 |
| Allowance for loan losses | 2,357,000 | 2,353,000 | 2,352,000 | 2,351,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,126,000 | 154,610,000 | 156,462,000 | 151,716,000 |
| Interest-bearing deposits | 116,264,000 | 118,866,000 | 120,517,000 | 116,489,000 |
| Noninterest-bearing deposits | 34,862,000 | 35,744,000 | 35,945,000 | 35,227,000 |
| Equity capital | 21,672,000 | 21,723,000 | 21,872,000 | 21,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,075,000 | 6,170,000 | 9,324,000 | 12,384,000 |
| Interest expense | 989,000 | 1,956,000 | 2,928,000 | 3,894,000 |
| Net interest income | 2,086,000 | 4,214,000 | 6,396,000 | 8,490,000 |
| Noninterest income | 106,000 | 215,000 | 327,000 | 449,000 |
| Noninterest expense | 1,122,000 | 2,339,000 | 3,533,000 | 4,747,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,070,000 | 2,090,000 | 3,190,000 | 4,192,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,070,000 | 2,090,000 | 3,190,000 | 4,192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,672,000 | 21,723,000 | 21,872,000 | 21,914,000 |
| Total capital | 23,690,000 | 23,677,000 | 23,981,000 | 24,080,000 |
| Risk-weighted assets | 160,850,000 | 155,640,000 | 168,240,000 | 172,830,000 |